In a message dated 98-10-03 18:06:37 EDT, you write:

>
Less taxable income, for one. A DM might force a loss of regency if they
all pulled out? Of course, then the regent could invite in new ones, or
create his own.

As for sidhelien and their lack of guilds, I suspect it's because they don't
see the need to work/trade for mere money. Maybe they are socialists? I
think in the case of Tuarhievel, a few humans or halflings have been invited
to open guilds in the name of the Prince, solely in order to compete with, or
block, the rapacious guilds that are creeping up the Ruide River valley.

Lee.